Retail Credit Manager

This role presents an exhilarating chance to apply your strategic and analytical thinking skills within the fast-paced world of banking. You'll be at the forefront of processing applications, crafting credit risk models, and ensuring strict adherence to credit policies. The ideal candidate will bring a proven history in credit management or analysis, coupled with a comprehensive understanding of retail lending products, risk boundaries, assessment tools and market practices. Our client is a dominant player in the banking industry with a robust presence globally. They take pride in their commitment to delivering high-quality financial services that cater to the needs of their customers. They offer a supportive work environment where employees are encouraged to grow and develop their skills. They value diversity and inclusivity, recognising the benefits of a diverse workforce.

What you'll do:

As a Retail Credit Manager, you will be instrumental in steering the credit & risk department. Your daily responsibilities will encompass processing applications, verifying supporting documentation, preparing loan documents, and ensuring compliance with statutory requirements. You will also support in driving compliance to credit policy standards while crafting innovative credit risk models. Your commitment to strictly adhere to the bank's policies and procedures will be pivotal to your success in this role.

• Process and evaluate applications for diverse credit products
• Verify all supporting documentation to ensure authenticity and validity
• Compile and confirm accuracy of documentation and information necessary for facilities to be advanced to members
• Prepare and manage appropriate loan documentation, pre-and post-execution ensuring statutory and compliance requirements are met
• Handle any relevant tasks through our in-house processing system, ensuring file notes and actions are recorded accurately
• Support in driving compliance to credit policy standard
• Craft credit risk models and refine credit policy
• Strictly adhere to the Bank’s policies and procedures at all times

What you bring:

The perfect candidate for the Retail Credit Manager position brings a wealth of experience from the banking sector. With a minimum of 3 years' experience in similar roles either in China or New Zealand, you possess an extensive understanding of retail lending products, risk boundaries, assessment tools, and market practices. Your strategic thinking paired with your problem-solving abilities make you an invaluable asset to any team. Additionally, your effective communication skills enable you to articulate complex financial concepts clearly.

• University graduate or equivalent qualification
• Strategic and analytical thinking skills
• Effective communication skills
• Problem-solving abilities
• Ability to handle multiple tasks and work under pressure
• Team working spirits
• Proven track record as a credit manager/analyst
• Excellent skills and understanding of retail lending products, risk boundaries, assessment tools and market practices
• Minimum of 3 years banking experience required in China or New Zealand in similar roles

How to apply? If this role sounds like it might be the right opportunity for you, please don't hesitate to get in touch via the information below, or apply directly (no cover letter required)

Managing Consultant - Willy McBride - willy.mcbride@robertwalters.co.nz

Candidate Manager - Georgia Waters - georgia.waters@robertwalters.co.nz

Robert Walters endeavours to review all applications in a maximum of five working days. If you have not received correspondence in this timeframe please do not hesitate to contact Georgie Waters on +64 9 374 7300